WIND MITIGATION INSPECTION
A wind mitigation inspection documents the wind-resistant features of your Lake County roof on Florida's uniform mitigation form (OIR-B1-1802) - the report insurers use to lower your premium. Signed by a licensed FL General Contractor (CGC1538852). Book online, same-day available.
Wind Mit + 4-Point Inspection
The inspections Florida insurers want — signed by a licensed GC. Book online and save.
- Wind mitigation (OIR-B1-1802) — often lowers your premium
- 4-Point inspection for insurance underwriting
- Both done in one visit, signed by a licensed FL GC (CGC1538852)
- Report emailed within 24 hours; credited to any resulting roof work
Book online and save $100 vs. scheduling each separately.
Most roofing-only contractors can't sign these forms — our GC license can. Book before noon for same-day.
Expert Wind Mitigation Inspection Services in Lake County
In Florida, your home insurance premium is heavily influenced by how well your roof is built to resist hurricane winds. A wind mitigation inspection documents those features on the state's uniform mitigation verification form (OIR-B1-1802) - and homeowners who submit one often see meaningful discounts, because insurers are required to credit qualifying construction.
Pro Specialty Services performs wind mitigation inspections across Eustis, Mount Dora, Tavares, Leesburg, and Lake County. Because we're a licensed general contractor (CGC1538852) - not roofing-only - we're authorized to complete and sign the OIR-B1-1802 form, and we can pair it with a full roof inspection in the same visit.
You get a photo-documented, signed report emailed within 24 hours that you hand straight to your insurance agent. And if the inspection turns up work worth doing, the fee is credited toward any resulting roof repair or replacement.
Why a Wind Mitigation Inspection Pays for Itself
Florida law requires insurers to provide premium discounts for construction features that reduce hurricane damage. Without a wind mitigation report on file, you may be paying the full, undiscounted rate - even if your roof already has the features that qualify. The inspection is how you prove them.
The savings are documented on the form itself: credits for roof deck attachment (nail type and spacing), roof-to-wall connections (clips vs. straps vs. toe-nailing), roof geometry (hip roofs earn more), secondary water resistance (peel-and-stick underlayment), and opening protection. A single qualifying feature can offset the inspection cost many times over across a policy year.
It matters most at three moments: buying a home, renewing or shopping a policy, and after a re-roof (a new code-compliant roof usually unlocks the biggest credits). If you've recently replaced your roof and haven't submitted a fresh wind mit, you may be leaving money on the table every month.
What the Inspection Documents
The OIR-B1-1802 form scores seven wind-resistant construction features. We photograph and verify each one so your insurer can apply every credit you've earned:
Roof Covering
Whether your roof covering meets current Florida Building Code and its permit/installation date.
Roof Deck Attachment
Nail size and spacing holding the roof deck down - a major factor in wind uplift resistance.
Roof-to-Wall Connection
How your roof structure ties to the walls: toe-nails, clips, single wraps, or double wraps (straps earn the most credit).
Roof Geometry
Hip roofs resist wind better than gable roofs and typically qualify for a larger discount.
Secondary Water Resistance
Peel-and-stick underlayment (SWR) sealing the roof deck against water intrusion if the covering is lost.
Opening Protection
Impact-rated windows, doors, and shutters that protect the building envelope.
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How Our Wind Mitigation Inspection Works
Book Online
Choose wind mit, 4-point, or both and pay securely online. Book before noon for same-day service.
On-Site Inspection
A licensed inspector photographs your roof deck, connections, covering, and openings - inside the attic and out.
Signed Report in 24 Hours
You receive the completed, signed OIR-B1-1802 form with supporting photos, emailed within 24 hours.
Send to Your Insurer
Hand the report to your agent to apply every wind-mitigation credit you qualify for.
Add a 4-Point Inspection
Insurers often require a 4-point inspection to write or renew a policy on an older home - covering the roof, electrical, plumbing, and HVAC systems. We can complete both in one visit, and booking the pair online saves versus scheduling each separately.
Roof
Age, condition, and remaining service life of the roof covering.
Electrical
Panel type, wiring, and any known hazards insurers flag.
Plumbing
Supply and drain materials, water heater age, and visible leaks.
HVAC
Age and condition of heating and cooling equipment.
WIND MITIGATION INSPECTION Projects
Common Questions
It's an inspection that documents your home's wind-resistant construction features on Florida's uniform mitigation verification form (OIR-B1-1802). Insurers use it to apply premium discounts you qualify for. It's one of the easiest ways for a Florida homeowner to lower a home insurance bill.
It varies by home, but qualifying features - a hip roof, strapped roof-to-wall connections, secondary water resistance, and a code-compliant roof - can each earn credits that add up to a significant share of your wind premium. Many homeowners save far more than the inspection costs in the first year alone.
In Florida the OIR-B1-1802 form must be signed by an authorized inspector: a licensed general contractor, building contractor, professional engineer, architect, licensed home inspector, or building code inspector. Because Pro Specialty Services holds a general contractor license (CGC1538852), we're authorized to complete and sign it - many roofing-only contractors are not.
Yes - and it's often the most valuable time to get one. A new, code-compliant roof typically unlocks the largest wind-mitigation credits. If you re-roofed and never submitted an updated form, you may be overpaying. We can inspect and document the new roof right after installation.
A wind mitigation inspection documents wind-resistant features to lower your premium. A 4-point inspection reports the condition of the roof, electrical, plumbing, and HVAC so an insurer will write or renew a policy on an older home. Many homeowners need both, so we offer them together in one visit.
We email your completed, signed report with supporting photos within 24 hours of the inspection so you can get it to your insurance agent right away.
- Related services
Often paired with wind mitigation inspection.
Trades we recommend scoping together if we're already on-site.
Roof Inspection
Roof Replacement
Storm Damage Restoration
Roof Repair
- From the blog
Before you book - read this.
- Service area · Lake Co FL
Wind Mitigation Inspection across Lake County.
Seventeen cities, one licensed crew. Same warranty, same phone number whether you're in Eustis or Minneola.
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