- Financing
Pay for Your Roof Over Time
Flexible monthly payment options for roofing, siding and exterior projects, offered with every estimate. Estimate your payment below.
Drag the slider or type the amount on your estimate.
- Your estimated payment
Prequalifying won’t affect your credit score.
Rate & term
Estimate only, not an offer of credit. APRs shown are the published range from Acorn Finance’s lending partners for this amount and term, as of October 4, 2026. Your actual APR, term and payment depend on your credit and the lender’s approval, and some offers may include fees. Not all applicants qualify. Acorn Finance is not a lender and does not make loans or credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners.
- What it covers
Finance the whole job
Financing is available on every estimate we write, for the work in the written scope.
- 01
Roof replacement
Shingle, metal and tile re-roofs, including decking and code upgrades in the written scope.
- 02
Metal roofing
Standing seam and exposed-fastener metal roofs, the bigger-ticket projects most people spread out.
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Siding
Fiber cement, vinyl, LP SmartSide and full re-sides, with trim and flashing.
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Exterior projects
Gutters, soffit and fascia, and larger repairs, on their own or added to a roof or siding job.
- How it works
Three steps
- Step 01
Get your free estimate
We inspect, photograph what we find, and give you a written, itemized estimate. The scope and price are the same however you choose to pay.
- Step 02
Check your options
Apply online through Acorn Finance. You see what you qualify for and choose a plan, or decide it isn't for you. No obligation either way.
- Step 03
Sign and schedule
Once the financing is in place you sign the proposal, we pull the permit, and your project goes on the schedule.
- Why homeowners use it
Don’t wait on a failing roof
- ✓Replace a failing roof now instead of patching it into interior damage
- ✓Keep your savings for emergencies and hurricane season
- ✓Meet an insurer’s roof deadline (a non-renewal or failed 4-point) without draining the bank
- ✓Do the whole job once: roof, gutters and soffit together
- FAQ
Financing questions
- 01
Who provides the financing?
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- 01
Who provides the financing?
- 02
Will checking my options affect my credit score?
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- 02
Will checking my options affect my credit score?
- 03
What can I finance?
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- 03
What can I finance?
- 04
Does financing change my warranty?
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- 04
Does financing change my warranty?
- 05
What are the rates and terms?
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- 05
What are the rates and terms?
- 06
Can I pay with a home equity loan or line of credit instead?
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- 06
Can I pay with a home equity loan or line of credit instead?
- 07
Do I have to decide at the estimate?
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- 07
Do I have to decide at the estimate?
See what you qualify for before you decide.
A short online application. Checking your options won’t affect your credit score.
Financing is provided by third-party lenders, not Pro Specialty Services, and is subject to credit approval. Not all applicants qualify. Rates, terms, fees and loan amounts are set by the lender and depend on creditworthiness and the amount financed; the lender discloses the full terms, including the APR, before you accept. Acorn Finance is not a lender and does not make loans or credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners.
Work we stand behind
Ready to Get Started?
Get a free, written estimate and ask about payment options. No obligation.