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- Pay for your roof over time · financing on every homeowner estimate

Roof financing in Lake County

See your options with a soft credit check that does not affect your score, in a few minutes, before or after your free estimate. The roof goes on now.

Acorn Finance is not a lender and does not make loans or credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners.

- How it works

Three steps, no paperwork at the kitchen table

  1. Step 1: Get your written price

    Free estimate, three options, the exact number to finance. Already have it? Skip to step 2.

    Book a free estimate →
  2. Step 2: Check your options

    A short online form with Acorn Finance. Soft credit check, no effect on your score, offers from several lenders side by side.

  3. Step 3: Pick one and schedule

    Choose the offer that fits, sign with the lender, and we put you on the calendar. Same crew, same warranty as a cash job.

- What you can finance

The whole job, not just the roof

Any homeowner project we quote. Not available on insurance-funded, commercial or subcontract work.

$

Drag the slider or type the amount on your estimate.

$15,000
$1k$100k

- Your estimated payment

—/mo
APR—
Payments—
Down payment$0
Total interest—
Total of payments—
Check my real offers →

Prequalifying won’t affect your credit score.

Rate & term

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—
2 yr15 yr

Estimate only, not an offer of credit. APRs shown are the published range from Acorn Finance’s lending partners for this amount and term, as of October 4, 2026. Your actual APR, term and payment depend on your credit and the lender’s approval, and some offers may include fees. Not all applicants qualify. Acorn Finance is not a lender and does not make loans or credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners.

5.0 on Google

Lake County roofing reviews · every review is real and in full

Read all our reviews
“Incredibly honest in what needed to be done”

“Caleb and his team were awesome. Incredibly honest in what needed to be done, and did the work incredibly well. Highly recommend if you’re looking for an honest company to do your roof and whose craftsmanship is 2nd to none.”

Erik Darrow · Roofing · Google · July
  • “kept his word to come the same day”Alyssa Anderson · Repairs · October
  • “very professional great price”Rod Johnson · Roof Repair · September
  • “The quality of the finished product exceeded my expectations”Phap Phan · General Contracting · September
  • “very thorough and professional job”Cliff Patterson · General Contracting · September
  • Open them on Google

- FAQ

Financing questions

- 01

Who provides the financing?

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You apply through Acorn Finance, which shows you offers from its network of third-party lenders. Neither Pro Specialty Services nor Acorn Finance is the lender, and neither makes credit decisions.

- 02

Will checking my options affect my credit score?

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No. Prequalifying uses a soft credit check, which does not affect your credit score. The lender only runs a hard credit inquiry if you accept an offer and move forward.

- 03

What can I finance?

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Roof replacement (shingle, metal and tile), siding, gutters, soffit and fascia, and larger repairs. The lender sets the minimum and maximum amounts.

- 04

Does financing change my warranty?

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No. Financed replacements carry the same written workmanship warranty as cash replacements (up to 10 years, by roof tier), starting at substantial completion once the contract is paid in full. Manufacturer material warranties are separate and pass to you.

- 05

What are the rates and terms?

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Rates, terms and any fees are set by the lender and depend on your credit and the amount financed. You see the full terms, including the APR, before you accept anything.

- 06

Can I pay with a home equity loan or line of credit instead?

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Yes. Some homeowners pay through their own bank with a home equity loan, a home equity line of credit or a cash-out refinance. Those use your house as collateral and usually take a few weeks to close, so talk to your lender early if you want to go that way.

- 07

Do I have to decide at the estimate?

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No. Take the estimate, look at your options when it suits you, and call or text us with any questions. Your proposal is valid for 30 days.

Financing is provided by third-party lenders, not Pro Specialty Services, and is subject to credit approval. Not all applicants qualify. Rates, terms, fees and loan amounts are set by the lender and depend on creditworthiness and the amount financed; the lender discloses the full terms, including the APR, before you accept. Acorn Finance is not a lender and does not make loans or credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners.

Get the price, then the options

Free, written estimate in 48 hours. Every one comes with a financing link. No obligation.

5-star ratedLicensed & insured

Pro Specialty Services

Get my free estimate

Written price, no obligation. Owner on every job.